Paying for Your Dental Care Should Feel Simple
Cost shouldn’t be what keeps you from getting the care you need. Our team at 5 Star Dental Group will walk you through every payment option before you begin treatment, from PPO insurance and financing through CareCredit and Cherry to our in-house membership plan, so you know exactly what to expect. Whether you’re weighing insurance coverage or looking into monthly payment plans, we’re here to help patients throughout San Antonio find a way to pay for the smile they want.
How Can I Pay for My Treatment?
We accept several payment methods to make paying for your care as convenient as possible, including:
- Cash
- Personal Checks
- Major Credit Cards
If you’re planning more extensive treatment, we also offer flexible financing options to help break the cost into manageable monthly payments.
Can I Use My PPO Dental Insurance?
Absolutely. Although we’re a fee-for-service practice, we welcome patients with PPO dental insurance and will gladly file your claims on your behalf.
We’ll also help you:
- Review your available benefits
- Request a pre-treatment estimate whenever possible
- Understand what your insurance is expected to cover
Every plan is different, so while we can’t guarantee your benefits, we’ll do everything we can to help you maximize them.
Why Do We Choose a Fee-for-Service Model?
Our priority is providing the care that’s right for you, not simply what’s covered by an insurance company.
Dental insurance can be a valuable benefit, but most plans are designed to help with treatment costs rather than cover everything. By remaining fee-for-service, we’re able to recommend treatment based on your oral health while still helping you make the most of your PPO benefits.
PPO Network
- Treatment may be influenced by plan limitations
- Coverage determines many decisions
- Insurance paperwork is handled by the office
Our Practice
- Treatment recommendations are based on your needs
- Your long-term oral health comes first
- We also file your PPO claims for you
Looking for Monthly Payments?
If you do not have insurance, or if you need to break down the cost of major dental work into manageable monthly payments, we partner with trusted third-party lenders. These options allow you to begin necessary treatment immediately and pay over time.
CareCredit:
Flexible financing with monthly payment options for qualified applicants.
Cherry:
Fast approval and payment plans designed to make larger treatments easier to budget.
Don’t Have Dental Insurance?
Our in-house membership plan is designed for patients who want to save on their dental care without the restrictions of traditional insurance. Members enjoy benefits like:
- No deductibles
- No waiting periods
- No annual maximums
- Discounts on many treatments
Ready to Talk About Your Payment Options?
You don’t have to figure out the cost on your own. Before any treatment begins, our team will sit down with you and help you find a payment option that actually fits your budget. Give us a call or schedule a consultation, and let’s talk through it together.
Frequently Asked Questions
Do you accept my PPO dental insurance?
Yes. Although we’re a fee-for-service practice, we accept PPO insurance and will file your claims for you. We’ll also review your benefits and request a pre-treatment estimate whenever possible, so you know what to expect before you commit to treatment.
Can I apply for financing before my appointment?
Yes. You can check if you prequalify for CareCredit or Cherry online, before you ever step into the office. Both use a quick, no-obligation check, so you’ll already know your options by the time you sit down with us.
What’s the difference between CareCredit and Cherry?
CareCredit is a healthcare credit card you can use for treatment now and pay off over time. Cherry offers payment plans built specifically for larger treatment costs. Both let you check your eligibility online in a couple of minutes.
What if I don’t have dental insurance?
Our in-house membership plan gives you dental savings without the restrictions of traditional insurance. There are no deductibles, no waiting periods, and no annual maximums, plus discounts on many treatments.
Why are you fee-for-service instead of in-network?
Because your treatment plan should be based on what your smile actually needs, not what an insurance company will cover. Staying fee-for-service lets us recommend the right care for you, while we still help you use your PPO benefits to the fullest.
What payment methods do you accept?
We accept cash, personal checks, and major credit cards, along with financing through CareCredit and Cherry for larger treatment plans.